Skip to content
David Stephens
Mortgage Solutions

David Stephens

Loan Officer
NMLS #2683711

I started my career as a CPA, where details mattered and numbers told the real story. That analytical mindset now drives how I approach lending. Every client’s situation is different—from income structure to long-term goals and investment plans, and your financing should reflect that. I’m a licensed mortgage broker helping clients with everything from first homes and VA loans to refinances and investment properties. I work closely with buyers, investors, and realtors who want a lender that’s responsive, strategic, and clear. I answer my phone. I explain the numbers. And I don’t disappear after closing.

Apply Online
Hello, I’m glad you’re here.

I started my career as a CPA, where details mattered and numbers told the real story. That analytical mindset now drives how I approach lending. Every client’s situation is different—from income structure to long-term goals and investment plans, and your financing should reflect that. I’m a licensed mortgage broker helping clients with everything from first homes and VA loans to refinances and investment properties. I work closely with buyers, investors, and realtors who want a lender that’s responsive, strategic, and clear. I answer my phone. I explain the numbers. And I don’t disappear after closing.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

Back To Top